2431 Settlers Street, Charleston, SC 29492

$2,495,000

Only 1/2 block to Daniel Island Elementary and Middle School

Lots of Light through the Wall of French Doors

With a Drinks Fridge and Under Counter Microwave

Perfectly Positioned near kitchen and garage

Within Eyesight of the Kitchen but Hidden in Plain Sight

Property Type: Residential Bedrooms: 5 Baths: 5.5 Square Footage: 5,609 Lot Size (sq. ft.): 7,405 Status: Active Contingent

Current Price: $2,495,000 List Date: 3/23/2026 Last Modified: 4/03/2026

Overview

Description

Some homes are defined by their finishes. Others by how life unfolds within them. In a quiet, highly sought-after section of Daniel Island where homes rarely become available, this custom Lowcountry residence offers a level of privacy, walkability, and daily ease that is increasingly difficult to find. Less than a block from top-ranked schools and minutes to Charleston International Airport, the home pairs a refined layout with seamless indoor-outdoor living and a fully private third-floor suite for extended stays or evolving needs. It is a setting designed for those who value time, discretion, and a life that moves effortlessly between obligation and retreat. Set within one of the most established and tightly held enclaves of the Island, this residence occupies a position where

Supplements: … the island feels at its most complete–mature tree- lined streets, immediate access to water and parks, and a sense of quiet continuity that newer sections have yet to replicate. Opportunities here are limited, and ownership tends to be long-term. Mornings begin without urgency. Light moves across the Wando River as the island wakes slowly–foo … (Read more)

Listing Details MLS# 26008059

Location, Tax & Legal

Tax Map #: 2770401055
Street #: 2431
Street Name: Settlers
Street Suffix: Street
County: Berkeley
State: SC
Zip Code: 29492
Area: 77 – Daniel Island
Tax District: 11 – City of Charleston
Subdivision: Daniel Island Smythe Park
Elementary School: Daniel Island
Middle School: Daniel Island
High School: Philip Simmons
Directions: Go south on Daniel Island Dr, turn right on Blakeway, right on Settlers, home will be on your left
Subsection: Smythe Park
Legal Description: Assessment District: 770Daniel Island Subdivisionlot H5 – Blk H – Sect Y

Contract Info

Sub-Type: Single Family Detached
MLS List Date: 2026-03-23
Primary Structure List Price/SqFt: 444.82

General Property Info

Primary Bedroom – Main Level: No
Baths – Full: 5
Baths – Half: Yes
Baths – Total: 5.5
Ground Level: No
Stories: 3
Primary Structure Apx SqFt: 5609
Ownership: Fee Simple
Year Built: 2007
Acreage: 0.17
Other Structures Y/N: No
Potential Short Sale: No
C/R: Yes
Lease Purchase: No
HOA Fee: Yes
HOA Frequency: Annually
HOA $: 995
Auction: No

Car Charging Station Details

Location: garage

Tax/Fees

Special Assessment: No

Office/Member Info

Seller Concessions Negotiable Y/N: Yes

More Information

SqFt Source

Appraisal: Yes
Previous Listing: Yes

Roof

Architectural: Yes
See Remarks: Yes

Lot Description

0 – .5 Acre: Yes
High: Yes
Level: Yes

Misc Exterior

Balcony: Yes
Fence – Private: Yes
Fence – Rear Only: Yes
Fence – Wood: Yes
Fence – Wooden Enclosed: Yes
Lawn Irrigation: Yes
Outdoor Kitchen: Yes
Patio: Yes
Porch – Front Porch: Yes
Porch – Full Front: Yes
Porch – Rear: Yes
Porch – Screened: Yes
Storage: Yes
Thermal Windows/Doors: Yes

Exterior

Cement Plank: Yes

SF Detached Style

Contemporary: Yes
Live/Work: Yes
Traditional: Yes

Attic Features

Access: Yes
Floored: Yes
Pull-Down Stairs: Yes
Unfinished: Yes
Walk-In Attic: Yes

Foundation

Combination: Yes

Garage/Parking

Car Charging Station: Yes
2 Car Garage: Yes
Attached: Yes
Off-Street Parking: Yes

Stories/Levels

3 Stories: Yes

Equipment/Appliances

Built-In Electric Oven: Yes
Dishwasher: Yes
Disposal: Yes
Dryer: Yes
Electric Double Oven: Yes
Electric Dryer Hookup: Yes
Garage Door Opener: Yes
Gas Cooktop: Yes
Microwave: Yes
Refrigerator: Yes
Security System: Yes
Washer: Yes
Washer Hookup: Yes

Cooling

Central Air: Yes
Electric: Yes

Heat

Forced Air: Yes

Rooms

Bonus: Yes
Breakfast Room: Yes
Eat-In-Kitchen: Yes
Family: Yes
Formal Living: Yes
Foyer: Yes
Game: Yes
Great: Yes
Laundry: Yes
Loft: Yes
Media: Yes
Mother-In-Law Suite: Yes
Office: Yes
Pantry: Yes
Separate Dining: Yes
Study: Yes
Utility: Yes

Amenities

Boat Dock: Yes
Cable TV: Yes
Club House: Yes
Club Membership Available: Yes
Dock Facilities: Yes
Dog Park: Yes
Exercise Area: Yes
Golf Course: Yes
Marina: Yes
Park: Yes
Pool: Yes
Tennis Court(s): Yes
Trash: Yes
Walk/Jog Trails: Yes

Assumable

No: Yes

Primary Bedroom

Ceiling Fan: Yes
Upstairs: Yes
Walk-In Closets: Yes

Proposed Financing

Cash: Yes
Conventional Loan: Yes
VA Loan: Yes

Misc Interior

Ceiling – Smooth: Yes
Ceilings – 9'+: Yes
Free-Standing Tub/Shower: Yes
Garden Tub/Shower: Yes
Kitchen Island: Yes
Walk-In Closets: Yes
Window Treatments – All: Yes

New Owned

Pre-Owned: Yes

Floors

Carpet: Yes
Ceramic Tile: Yes
Wood: Yes

FP Desc/Location

Two: Yes
Family Room: Yes
Gas Logs: Yes
Living Room: Yes
Wood Burning: Yes

Possession

At Closing: Yes

Special

Flood Insurance: Yes
Live/Work Unit: Yes
Termite Bond: Yes

Water/Sewer

Public Sewer: Yes
Public Water: Yes

Utility Suppliers

Charleston Water Service: Yes
Dominion Energy: Yes

Green Features

Energy Star Appliance: Yes
Tankless Water Heater: Yes

Property Features

SqFt Source: Appraisal; Previous Listing SF Detached Style: Contemporary; Live/Work; Traditional Lot Description: 0 – .5 Acre; High; Level Misc Exterior: Balcony; Fence – Private; Fence – Rear Only; Fence – Wood; Fence – Wooden Enclosed; Lawn Irrigation; Outdoor Kitchen; Patio; Porch – Front Porch; Porch – Full Front; Porch – Rear; Porch – Screened; Storage; Thermal Windows/Doors Roof: Architectural; See Remarks Exterior: Cement Plank Attic Features: Access; Floored; Pull-Down Stairs; Unfinished; Walk-In Attic Foundation: Combination Misc Interior: Ceiling – Smooth; Ceilings – 9'+; Free-Standing Tub/Shower; Garden Tub/Shower; Kitchen Island; Walk-In Closets; Window Treatments – All New Owned: Pre-Owned Rooms: Bonus; Breakfast Room; Eat-In-Kitchen; Family; Formal Living; Foyer; Game; Great; Laundry; Loft; Media; Mother-In-Law Suite; Office; Pantry; Separate Dining; Study; Utility Primary Bedroom: Ceiling Fan; Upstairs; Walk-In Closets Cooling: Central Air; Electric Floors: Carpet; Ceramic Tile; Wood Heat: Forced Air Possession: At Closing Utility Suppliers: Charleston Water Service; Dominion Energy Special: Flood Insurance; Live/Work Unit; Termite Bond Amenities: Boat Dock; Cable TV; Club House; Club Membership Available; Dock Facilities; Dog Park; Exercise Area; Golf Course; Marina; Park; Pool; Tennis Court(s); Trash; Walk/Jog Trails Proposed Financing: Cash; Conventional Loan; VA Loan Assumable: No Green Features: Energy Star Appliance; Tankless Water Heater

Listing Office: EXP Realty LLC

Last Updated: April – 03 – 2026

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2431 Settlers Street, Charleston, SC 29492 (MLS# 26008059)